Properties located in "Underserved Areas" as designated by HUD (The Department of Housing and Urban Development) are eligible for Community Lending Programs. These programs are ideal for Homeowners needing flexibility in qualifying because they are not as concerned with credit history, income, employment history, savings history or property value.

Community Lending Programs are focused on Affordable Housing Payments and Lower Total Household Payments.  These Programs are anchored by low interest rate, 30 year FIXED loans that must provide every Homeowner with a Strong net tangible Benefit. 

The Benefits include:

• Obtaining Lower Monthly Payments
• Replacing a "Risky" Adjustable Loan with a Secure Fixed Rate Loan
• Consolidating and Lowering All Household Expenses
• Accessing Cash Out in Many Cases

Our Programs have helped over 10,000 Homeowners lower their monthly payments, begin paying off their home loans and saving for retirement.